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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Downpayment5%10%10%25%25%25%25%25%25%
Gaurantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio60%
Stress Test Interest Rate3.5%

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Affinity at Serangoon

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98.39% SOLD! Final 17 Units! Viewing by Appointment Only.
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Welcome to Affinity at Serangoon!
Hello! Thanks for visiting
Affinity at Serangoon!

🔥 98.39% SOLD! Final 17 Units! 🔥

Within 1km to Rosyth Primary

Imagine when this happens 👇🏽
🚇Arrival of Serangoon North MRT
🚶🏽‍♂Less than 5 minutes walk🚶🏽‍♂

Price tag not factoring future MRT

👇🏽
🛏1 bedroom Patio 484sqft
Fully Sold

🛏1 bedroom 474sqft
Fully Sold

🛏 1 + Study 538sqft
Fully Sold

🛏 1 + Study 614sqft
Fully Sold

🛏2 + Study 624sqft
Fully Sold

🛏2 bedroom Premium 732sqft
Fully Sold

🛏2 bedroom Premium +S 753sqft
Fully Sold

🛏3 bedroom Compact 861-958sqft
Fr $1,585psf, Fr $1,393,000

🛏3 bedroom Premium 1076sqft
Fully Sold

🛏3 bedroom Deluxe 1152-1259sqft
Fr $1,536psf, Fr $1,788,000

🛏4 bedrooms + Study 1453sqft
Frm $1,539psf, Fr $2,192,000

🏘4 bedrooms Strata Landed 2045sqft
Fully Sold

🏘5 bedrooms Strata Landed
Fully Sold

🛏 Penthouse 1572-1582sqft
Frm $1,555psf, Fr $2,509,000

Shops (No F&B)
Fully Sold



Viewing is by Appointment Only.
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