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Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 55%
Stress Test Interest Rate 3.5%

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Affinity at Serangoon

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100% SOLD!
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Welcome to Affinity at Serangoon!
Hello! Thanks for visiting
Affinity at Serangoon!

🔥 100% SOLD!! 🔥

Within 1km to Rosyth Primary

Imagine when this happens 👇🏽
🚇Arrival of Serangoon North MRT
🚶🏽‍♂Less than 5 minutes walk🚶🏽‍♂

🛏1 bedroom Patio 484sqft
Fully Sold

🛏1 bedroom 474sqft
Fully Sold

🛏 1 + Study 538sqft
Fully Sold

🛏 1 + Study 614sqft
Fully Sold

🛏2 + Study 624sqft
Fully Sold

🛏2 bedroom Premium 732sqft
Fully Sold

🛏2 bedroom Premium +S 753sqft
Fully Sold

🛏3 bedroom Compact 861-958sqft
Fully Sold

🛏3 bedroom Premium 1076sqft
Fully Sold

🛏3 bedroom Deluxe 1152-1259sqft
Fully Sold

🛏4 bedrooms + Study 1453sqft
Fully Sold

🏘4 bedrooms Strata Landed 2045sqft
Fully Sold

🏘5 bedrooms Strata Landed
Fully Sold

🛏 Penthouse 1572-1582sqft
Fully Sold

Shops (No F&B)
Fully Sold



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